Accessing health care and health insurance can be a complicated matter.There are several government-sponsored health insurance plans that can assist you and your family to meet their health care needs.Those plans include:Medicare, Medicaid, CHIP.It is also important that you and your family consider care of your teeth.
Medical insurance is a type of insurance that pays for medical expenses. It may be obtained through government-sponsored programs and private companies.It may be purchased on a group basis (through) an employer or you may have to pay for it separately.Private insurance options can be either HMOs or PPOs.HMOs are called Health Maintenance Organizations while PPOs are called Preferred Provider Organizations. In general health insurance covers emergency services, routine services, vision services, diagnostic services, and surgery.
When obtaining insurance you will typically pay premiums and deductibles.A premium is the amount the policyholder pays to the health plan each month to purchase coverage.If you have insurance through your employer they will pay either part of the premium or all of it.A deductible is the amount the insured must pay out-of-pocket before the health insurer pays its share. Usually you pay your deductible on a yearly basis.
It is important to know that no matter if you are insured or uninsured and regardless of you residency status, you may always seek emergency medical care.An emergency medical condition includes chest pain, difficulty breathing, bleeding that will not stop, confusion, active seizures, vomiting, and more. Seek medical attention immediately in an emergency situation!!!!!!!!!
The health insurance programs available are:
-A program that provides coverage to people 65 and over or meet other special criteria
-65 and over
-disabled receiving S.S. benefits
-end stage renal disease
-Part A: Hospital Insurance
-Part B: Medical services
-Part C: Medicare Advantage
-Part D: Prescription drugs
*Legal immigrants who have been in the U.S. for 5 years or more are eligible for Medicare
-Also called Medical Assistance in Pennsylvania
-Must be a PA state Resident
-Fit into a Medical Assistance “Category”à children under 18, Permanent and/or temporary disability, pregnancy, breast/cervical cancer treatment
-Meet income and asset requirements
-Qualified immigrantà legal permanent resident
-Inpatient Hospital Services
-Outpatiient Hospital Services
-Lab and x-ray services
For More information about Medicaid or Medicare please visit: